OUR PHILOSOPHY
We take a long-term approach.
We’ll always be in tune with the ups and downs of the financial markets, but we’ll stay focused on acheiving your long-term goals.
During the financial crisis of 2008 many investors made the mistake of selling when the market was at its lowest points.
Many of those same investors bought back in when it was obvious that the crisis was over and the market had made much of the losses back.
Unfortunately they lost a lot of money by selling low and buying high — a simple short term emotional mistake.
We’ll make sure that you’re following a long-term approach to achieve your goals by providing solid council when times get rough. If we think a financial decision you’re considering is a mistake, we’ll discuss our concerns with you.
You’ll be able to depend on us to help you navigate through rough financial markets and stay focused on a long-term approach.
FAQS
Quick answers to common questions about our services.
Note: The frequently asked questions section will be modified for your particular business practices. The following questions and answers are only sample FAQ’s.
OUR PROCESS
1. Understand your current situation;
2. Identify your goals and objectives;
3. Prepare your financial plan;
4. Implement our advice; and
5. Review your progress.
OUR FEES
We operate on a ‘fee for Advice’ basis. In your first appointment we will agree on a cost for the strategy work involved in developing and implementing your financial plan.
OUR PERSONAL APPROACH
There is no ‘one size fits all’ when it comes to financial planning. Our highly qualified staff will help you prioritise your goals and then recommend the most appropriate solutions. Our goal is to provide you easy to understand, ethical advice and strategies to help you navigate through to financial security.
Business Planning
Running your own business adds another level of complexity to your planning needs. We can help you with:
BUSINESS PROTECTION
- Ownership protection
- Asset protection
- Revenue protection
- Buy/Sell agreements
SUCCESSION PLANNING
- Minimising potential tax obligations
EMPLOYEE PROGRAMMES
- Employee superannuation funds
- Employee insurance solutions
Personal Planning
Our personal financial planning services include these areas:
WEALTH PROTECTION
- Emergency funding
- Death, Disablement, Trauma Protection
- Income Protection
- Estate Planning advice
WEALTH ACCUMULATION
- Investment advice
- Gearing strategies
- Dollar cost averaging strategies
- Self Managed Super Funds
- Superannuation advice
- Transitioning to retirement
RETIREMENT PLANNING
- Investing
- Income Streams
- Home equity strategies
- Investment Bonds
AGED CARE
- Understand the aged care system
- Outline the steps and the right type of care
- Aged Care costs and payment options
SOCIAL SECURITY
- Age Pension
- Support/Allowances
DEBT MANAGEMENT
- Lending needs
- Debt consolidation
- Debt reduction strategies
- Debt recycling
The key to financial success is all about achieving your financial goals over the short, medium and long term. We help you understand 'your numbers', so you can focus on what's important to you.
Schedule a Meeting
Get a second opinion about your financial plan.
Schedule a meeting with us for a second opinion and here’s what you’ll get:
- We’ll spend most of the meeting discussing your needs and listening to your answers.
- We’ll answer all your questions regarding our fees and the services we provide.
- We’ll talk about your current investment strategy and make notes for our follow-up conversation
After the meeting we’ll put together some information and ideas for strategies that best fit what you’ve told us about your goals and income. Next we’ll schedule a follow-up conversation in which we’ll present our second opinion about your current plan.
There’s no obligation for our second opinion service and any information we provide during your meeting and afterwards is yours to keep.